Kentucky Bankruptcy Attorneys

Chapter 7 · Chapter 11 · Chapter 13

Having a large amount of debt is stressful and can put your future at risk. If you are drowning in debt or your business is having difficulty paying its bills, bankruptcy may help you get your finances back on track.

At Coy, Gilbert & Gilbert Law Offices in Richmond, Kentucky, we help individuals and businesses achieve debt relief through bankruptcy. Contact our office to determine whether Chapter 7, Chapter 13 or Chapter 11 bankruptcy best fits your financial needs.

Helping You Eliminate or Reduce Debt Through Bankruptcy

Whether you have high credit card debt or you were involved in a serious auto accident and can't pay your medical bills, bankruptcy may allow you to rid your life of financial worry and give you a fresh start. Filing for bankruptcy ends the harassing phone calls and collection letters from creditors. It can also prevent home foreclosure in some circumstances.

• Chapter 7 Bankruptcy: Chapter 7 will allow an individual to completely discharge most or all of their debt, allowing them to start new, debt free. Under many circumstances, you can keep your car and your house so long as you can make the monthly payments.
• Chapter 13 Bankruptcy: Under Chapter 13, debtors reorganize their debt into a monthly payment plan. This plan is a good option for those who do not qualify for Chapter 7 and have enough income to make payments on some of their debt.
• Chapter 11 bankruptcy: This plan is like Chapter 13 bankruptcy for businesses. It gives businesses an opportunity to reorganize debt into affordable monthly payments that are paid off in a set amount of time.

Contact a Bankruptcy Lawyer for Financial Legal Help

At Coy, Gilbert & Gilbert Law Offices, we are experienced at helping people and businesses achieve debt relief and get a fresh start. Contact a bankruptcy lawyer to begin your new life today.